What Do Residents Think?

You are among the more than 60 million Americans who live in homeowners associations and condominium communities. We think most residents are happy living in our community—and we certainly hope you are among them—but how do these 60 million residents feel about their own associations? Are they happy with their elected boards? How do they […]

Why a Maintenance Schedule is Important

From time to time, residents submit maintenance requests and become frustrated when something isn’t attended to immediately. Part of the reason for the delay is that many associations develop and follow an annual maintenance schedule, and the manager knows that next month’s routine maintenance will take care of the They will also use the schedule to address […]

What is this Thing Called Fiduciary Duty?

From time to time you may hear that the board of the association operates in a fiduciary capacity for the homeowners. Or you may read about the board’s fiduciary responsibility in the governing documents. Just exactly what does this mean? Fiduciary duty simply means the board has an ethical and legal obligation to make decisions […]

Preparing for, Recovering from Fires

Everyone in our community should prepare themselves for the risk of fire (not just wildfires). Drought conditions persist across the country and many of our homes are in or near woodland settings. Wildfires in California and other places across the country and single home fires remind us to be prepared. The association urges all residents […]

Tracking Down Air Leaks

Air leaks are one of the biggest saboteurs of your energy bill. They cause your heating and air conditioning units to work overtime. But, you can increase the efficient use of energy by tracking down and eliminating sources of air leaks in your home. How to Check for Indoor Air Leaks Close your unit as […]

Excuses, Excuses

Association members who pay their assessments late or not at all come up with some very interesting excuses. Here’s half a dozen of the most common, and why it’s smart not to use them. Excuse #1: “I didn’t get what I paid for.” “My building hasn’t been painted in five years! I’m not paying another […]

Resources to Avoid Foreclosure

The continuing home foreclosure crisis continues to reverberate throughout the housing market and other sectors of the economy. But the real tragedy is what foreclosure—or even the threat of default—does to families and individuals who face this kind of financial upheaval. And, it’s happening everywhere. While foreclosure rates are highest in “rustbelt” states like Michigan […]

Tips for Saving Water

Water conservation is an important issue for the association—and not just because we want to be environmentally responsible. An equally important reason is that we want to keep assessments as low as possible. Here’s a video watch it on showbox for pc to know how you can help: Kitchen Aid Large appliances—washing machines and dishwashers—consume […]

About Our Insurance Agent

Insurance agents, like doctors, have a broad range of specialties and areas of expertise. Fortunately, community association insurance is one of them. Community associations have unique needs and exposures, so the board has been very diligent in selecting an agent with experience in this area. Our insurance agent serves the association by: Reviewing the association’s […]

What’s So Great About Community Associations?

Community associations offer one of the best opportunities for Americans to own their own homes. They are for the 21st century what land grants were in the 19th century, and what the New Deal and GI Bill were in the 20th. Why? Collective Management Protects Value Americans have accepted, for the most part, the collective […]