Lost and Found: Replacing Important Personal Documents
Important personal documents, like passports, birth and marriage certificates and Social Security cards, often are necessary for you and your family to access a number of government benefits and services. When those records are lost, stolen or damaged, you’ll need to find copies and replacements. Passport A lost or stolen passport should be reported immediately […]
How to Prepare for the Worst
Take simple steps to prepare for emergencies in your homes, businesses and schools. Think first about the basics of survival—fresh water, food, clean air and warmth, according to the U.S. Department of Homeland Security’s Ready Campaign. Here are some items recommended for a basic emergency supply kit: Water, one gallon of water per person per […]
Why Does Your HOA Need Reserves?
Equipment and major components (like the roofs) must be replaced from time to time, regardless of whether we plan for the expense. We prefer to plan and set the funds aside now. Reserve funds aren’t an extra expense—they just spread out expenses more evenly. There are other important reasons we put association monies into reserves […]
